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Terms of Service

Last Updated: February 21, 2026

Welcome to the official website of Portia Banks (the "Site"). These Terms of Service ("Terms") govern your access to and use of the Site, including any content, features, subscriptions, or services offered through the Site (collectively, the "Services"). The Site is operated by Portia Banks ("we," "us," or "our").

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Site. We reserve the right to update or modify these Terms at any time, and such changes will be effective immediately upon posting.

1. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to access or use the Site. The Site contains adult-oriented, not-safe-for-work (NSFW) content, including explicit material. By using the Site, you represent and warrant that you are of legal age to view such content and that accessing NSFW material is legal in your jurisdiction.

2. Account Registration

To access certain features, such as subscriptions or exclusive content, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Content and Services

The Site provides NSFW content created by or featuring Portia Banks, including photos, videos, live streams, and other media. All content is intended for personal, non-commercial use only.

Prohibited Conduct:

  • Use the Site for any illegal purpose or in violation of any applicable law
  • Distribute, share, or reproduce any content without our express written permission
  • Harass, threaten, or impersonate others
  • Upload viruses, malware, or any harmful code
  • Engage in commercial activities without our consent

4. Subscriptions and Payments

We offer paid subscriptions for access to premium content. Subscriptions are billed on a recurring basis unless canceled.

Payment Processing: We process payments exclusively in cryptocurrency via third-party crypto payment APIs. All transactions are subject to the terms of the crypto payment provider(s) we use.

5. No Refunds Policy

All sales, subscriptions, and purchases made through the Site are final and non-refundable. This includes subscription fees, one-time purchases, tips, and donations. By making a payment, you acknowledge and agree to this no-refunds policy.

6. Intellectual Property

All content on the Site, including text, images, videos, logos, and trademarks, is owned by or licensed to us and protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

The Site and Services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Governing Law

These Terms shall be governed by the laws of the State of Michigan, United States. Any disputes shall be resolved exclusively in the courts located in Ludington, Michigan.

9. Contact

For questions about these Terms, contact us at portiabanks@proton.me